In Development

Your finances,
your machine

A privacy-first desktop application for tracking debt, investments, savings, and taxes. Everything runs locally. No cloud accounts, no subscriptions, no data leaving your machine.

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QuietLedger dashboard showing financial overview with color coded cards
7
Dashboard Tabs
Local
All Data Stays On Device
0
Cloud Dependencies
Free
Open Source (AGPL)
What It Does

Everything in one app

Track your complete financial picture from a single desktop application. No internet required for core features.

Dashboard

Color coded financial overview with cards for total debt, portfolio value, savings, precious metals, back taxes, and net worth.

Debt Tracker

Separate tables for recurring expenses and payable debts. Back taxes auto-sync from your tax history on every launch.

Payoff Calculator

Debt snowball strategy with projected payoff dates. See your optimal payoff order and track progress toward debt freedom.

Investments

Stocks, ETFs, mutual funds, and cryptocurrency with live prices. Organized by brokerage and account type in separate tabs.

Savings

Track cash savings accounts and precious metals holdings (gold, silver, copper) with live spot prices and emergency fund goals.

Taxes

Tax history tracking with a current year estimator based on your personal average. Dynamic notes show exactly how estimates are derived.

Analytics

Historical charts for net worth, debt payoff progress, and portfolio value over time with daily snapshots.

Encrypted Backups

AES-128 encrypted backup and restore with password protection. Your data is safe even if the backup file is shared.

Dark and Light Themes

Full theme support built in. Switch between dark and light modes from the application menu.

Screenshots

See it in action

Screenshots from a live environment running QuietLedger on Linux. All data shown is fabricated demo data.

QuietLedger startup dialog for selecting or creating a database
Database selection on launch. Choose an existing file or create a new one. Your database stays separate from the app.
QuietLedger dashboard with financial overview cards
Full financial overview with color coded cards, monthly summary, and profit/loss indicators.
QuietLedger debt tracker showing recurring and payable debts
Debt tracker with separate tables for recurring expenses and payable debts.
QuietLedger payoff calculator with snowball projections
Snowball payoff calculator with projected debt-free date and optimal pay order.
QuietLedger investment tracker with live prices and profit/loss
Investment portfolio organized by brokerage and account type with live prices and profit/loss tracking.
QuietLedger savings tracker with precious metals
Cash savings accounts with emergency fund goals and precious metals with live spot prices.
QuietLedger tax history and estimator
Tax history with current year estimator. Dynamic notes show how predictions are calculated from your data.
QuietLedger analytics charts showing financial trends
Historical charts tracking net worth, portfolio value, and debt payoff progress over time.
QuietLedger about dialog showing version and license
About dialog with version, license, and project links.
How It Works

Your data never leaves

QuietLedger stores everything in a local SQLite database on your machine. Market price lookups are the only network calls, and they send nothing but ticker symbols.

Runs entirely on your machine
Python desktop application with PyQt6. No server, no Docker, no internet required for core features.
Encrypted backups
AES-128 encryption with PBKDF2 key derivation. Password protected, portable, and safe to store anywhere.
No accounts, no telemetry
No sign up, no login, no tracking. The app never phones home. Market data calls are read only price lookups with no personal data sent.
QuietLedger startup dialog
Tech Stack

Built on proven open source tools

No proprietary runtimes or vendor lock-in. Every dependency is a well-maintained open source project.

Language
Python
3.12
GUI
PyQt6
6.10
Database
SQLite
Built-in
Charts
matplotlib
3.9
Stocks
yfinance
Yahoo Finance
Crypto
CoinGecko
Public API
Encryption
cryptography
Fernet AES-128
Build
PyInstaller
Standalone
Project Status

In Development

Core features are built and working. QuietLedger is used daily while remaining polish and platform support are completed.

Working Today 12
Full financial dashboard with color coded cards
Debt tracking with recurring and payable categories
Snowball payoff calculator with projected dates
Investment portfolio with live stock, ETF, and mutual fund prices
Cryptocurrency tracking with CoinGecko prices
Savings accounts with emergency fund goals
Precious metals with live spot prices
Tax history and current year estimator
Analytics charts with daily snapshots
Encrypted backup and restore
Dark and light themes
Built-in user guide
Coming Soon 5
Source code release
Standalone Linux builds via PyInstaller
macOS support with native styling
Windows support
Additional documentation and guides

Coming soon

QuietLedger is in active development. The first public release will be available as a free, open source download.

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